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Flexible financing
Not sure on the best way to finance new equipment? Talk to KC Equipment! We have a range of finance options for your business or budget, and our qualified finance suppliers will help you with tailored packages to suit your individual requirements.
Whether it’s through AGCO Finance, PFG Credit or another of our finance suppliers, they will work on getting you a great deal.
Our staff will happily guide you through all steps of the financing process, and can assist you with any questions or queries you may have. At KC Equipment we’re committed to ensuring your financing experience is as simple, upfront and pleasant as possible.
Finance options to suit you
We recognise that different financing options may be more appropriate for different types of equipment purchases. It should be noted, however, that not all finance products are always available for all products. Our team can direct you to the financing options that are currently available for the equipment you’re looking for.

Whether you choose to purchase, lease or rent equipment, AGCO Finance can provide a competitive solution. AGCO Finance has the ability to provide KC Equipment customers with flexible financing programs and services to assist with the purchase of your new or used Massey Ferguson, Iseki and Fendt tractors. From chattel mortgages to operating leases, talk to KC Equipment about your AGCO Finance options.

PFG Credit is provided by De Lage Landen Pty Ltd, part of the global Rabobank Group – the world’s largest agricultural lender. Their knowledge of the Australian rural industry and machinery markets means KC Equipment customers can get a tailored financial solution, perfect for their business – whether they need to conserve working capital, budget on a fixed rate, or are looking for fixed options to suit their cash flow.

Kubota Australia Finance (KAF), a division of Kubota Australia, offers secured equipment finance to customers who purchase new, demo and used Kubota equipment through participating Kubota dealerships. Unlike other finance providers, Kubota only finances the equipment they sell. The Kubota Australia Finance team works hard to find solutions to suit your needs today, and well into the future.

Zip Money is a line of credit with credit limits between $1,000 and $5,000 for regular accounts and up to $30,000 for specific merchants such as KC Equipment. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers1. Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $7.95 monthly account fee applies.
1.Zip Money: Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. A monthly account fee of $7.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 23.9% per annum as at 1 December 2022. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

The Humm90 is a Platinum Mastercard® that can be used everywhere, with superpowers that let you pay off bigger buys gradually, Interest Free.
1. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 24.99% p.a. and subject to change. Minimum monthly repayment required.
Talk to us about finance today
Use the online enquiry form, drop us a line, or visit one of our branches if you want a question
answered about finance.